As part of an overhaul of the homeowners product, we deployed a new modeling and advanced ratemaking techniques, and better aligned forms and contracts with rates.

In the property and casualty insurance space, traditional insurers that best adapt to market changes will understand their advantages over new market entrants and address their own shortcomings.

With homeowner policy payouts rising in California due to wildfires and other disasters, we review the impacts of the state's prohibition against including reinsurance costs in rate filings.

This article details the benefits of using wildfire catastrophe models in California ratemaking compared with other actuarial techniques.

We discuss the world's first cryptocurrency, Bitcoin, and an insurance product developed for cryptocurrency mining operations.