Dale Hagstrom

FSA,MAAA

Consulting Actuary

New York, NY, US

Dale is a principal and consulting actuary with the New York office of Milliman. He joined the firm in 1979.

Loading component...

Experience

Dale works with life insurance companies on financial and tax planning, company formations and demutualizations, reinsurance, life insurance securitizations (i.e., nonrecourse financing or catastrophic mortality or longevity risk transfer), valuations, analysis of investment income, product development and pricing (including dividend scales), variable product compliance with SEC rules, and corporate strategy. In recent years, he worked in litigation support with respect to tax, reinsurance, and market conduct issues. In addition to his work in the United States and Canada, Dale has done work in Australia, Chile, and Argentina. From 1973 to 1979, he was employed by The Equitable Life Assurance Society of the United States.

Dale has worked on the straight conversions of Union Mutual (UNUM), Northwestern National (ReliaStar), Maccabees (Royal Maccabees), Equitable, State Mutual (Allmerica), Guarantee Mutual, Standard, Savings Bank Life of Massachusetts, John Hancock, Metropolitan, Anthem, Principal, Prudential, and Mutual Service Life in the United States, as well as others in other countries.

Dale and his Milliman colleagues have also worked on the conversions to mutual holding company structure by American Mutual (AmerUs), Pacific Mutual, National Life of Vermont, Ohio National, Ameritas, Principal, Minnesota Life, Union Central and Pan American.

Publications and Presentations

Dale’s publications include Insurance Company Growth (Transactions of the Society of Actuaries; Volume XXXIII)
“Change of Ownership: Actuarial Aspects of Demutualization” (coauthored with Godfrey Perrott), Contingencies, (January/February 1998).

Professional Designations

Fellow, Society of Actuaries
Member, American Academy of Actuaries

Education

AB, Mathematics, Princeton University
MPA, Health Policy and Planning, New York University

Affiliations

Dale is a past president of the Actuarial Society of Greater New York.
Dale serves on the Life Committee under the Actuarial Standards Board (ASB) and has participated on four task forces to write new standards with respect to demutualizations (ASOP 33 and ASOP 37) and to update standards with respect to dividends and dividend illustrations (ASOP 15 and ASOP 24).

Loading component...

Publications

Read their latest work

Article

Critical Point Episode 14: Climate change, immigration, and opioids: The effect of global events on mortality

24 June 2019 - by Dale Hagstrom

Global events like climate change, immigration, and opioids have the potential to affect mortality rates, as Milliman consulting actuary Dale Hagstrom discusses in the latest episode of the firm’s podcast, Critical Point.

Article

Reliability issues in the construction of national mortality tables for the general population: What you should know

22 February 2017 - by Alexandre Boumezoued, Dale Hagstrom

Recent work by Milliman demonstrates problems with the reliability of national mortality tables, including false cohort effects, and offers methodological improvements for their construction.

Article

Quantifying and managing extreme mortality risk of life insurers

09 May 2013 - by Dale Hagstrom, Steven Schreiber

An overview of the risk assessment and mitigation options available for extreme mortality events.

Article

Revising civil war death counts using actuarial methods

10 September 2012 - by Dale Hagstrom

Civil War death toll was likely significantly higher than previously estimated, according to a recent study.

Article

Improved lung cancer screening could lead to earlier detection

18 May 2010 - by Dale Hagstrom, Bruce S. Pyenson

Milliman consultants discuss new efforts to reduce lung cancer mortality.

Experience

Dale Hagstrom

Loading component...

Experience

Loading component...

Read their latest work

Critical Point Episode 14: Climate change, immigration, and opioids: The effect of global events on mortality

Reliability issues in the construction of national mortality tables for the general population: What you should know

Quantifying and managing extreme mortality risk of life insurers

Revising civil war death counts using actuarial methods

Improved lung cancer screening could lead to earlier detection

CHOOSE A LOCATION AND LANGUAGE

Dale Hagstrom

Experience

CHOOSE A LOCATION AND LANGUAGE