Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
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José is Director of Property & Casualty and Analytics in the Madrid office of Milliman. He has 19 years experience in actuarial consultancy.
Applying innovative predictive modelling techniques (GLM, Machine Learning) for client segmentation and pricing.
José advises companies regarding strategic business initiatives to improve product margins, involving different distribution channels and growth strategies.
He has extensive experience reviewing and developing insurance products and service offerings.
José has led a large number of projects that have required both deterministic and stochastic analysis of provisions, in the context of independent estimations, calibration of the non-life underwriting risk and M&As.
José is currently assisting clients with their preparation for and analysis of implementing IFRS 17 for non-life insurance.
Wide-ranging experience reviewing the feasibility of business plans, products and expected margins, transaction risks and capital requirements.
Specialist in the Spanish and Portuguese markets, and experienced in other markets, including: LatAm, Turkey, Italy, France, UK, and The Netherlands.
Advising on the creation of new entities and lines of business (Program of activities, approval process, product design, etc.).
Prior to joining Milliman, José worked for Towers Watson Spain for 10 years.
José is fluent in Spanish and English.