José Silveiro
José is Director of Property & Casualty and Analytics in the Madrid office of Milliman. He has 19 years experience in actuarial consultancy.
Experience
Product and price strategy
Applying innovative predictive modelling techniques (GLM, Machine Learning) for client segmentation and pricing.
José advises companies regarding strategic business initiatives to improve product margins, involving different distribution channels and growth strategies.
He has extensive experience reviewing and developing insurance products and service offerings.
Solvency II
- Calculation of capital requirements under the Standard Formula and for QIS studies
- Design, calibration and validation of partial internal models for non-life underwriting risk
- ORSA exercises
- Certification of SCR coverage ratio for the Portuguese Supervisor
- Atuário Responsável for different Portuguese companies
Review of deterministic and stochastic reserves
José has led a large number of projects that have required both deterministic and stochastic analysis of provisions, in the context of independent estimations, calibration of the non-life underwriting risk and M&As.
IFRS 17
José is currently assisting clients with their preparation for and analysis of implementing IFRS 17 for non-life insurance.
Advice on mergers and acquisitions
Wide-ranging experience reviewing the feasibility of business plans, products and expected margins, transaction risks and capital requirements.
Other relevant experience
Specialist in the Spanish and Portuguese markets, and experienced in other markets, including: LatAm, Turkey, Italy, France, UK, and The Netherlands.
Advising on the creation of new entities and lines of business (Program of activities, approval process, product design, etc.).
Prior to joining Milliman, José worked for Towers Watson Spain for 10 years.
Languages
José is fluent in Spanish and English.
- Fellow, Spanish Society of Actuaries (IAE)
- Two degrees in Business Administration and Actuarial Science from Universidad Carlos III, Madrid, Spain
Publications