Article
12 February 2026 - by Judith Houtepen, Francesca Tiozzo, Fanny Pouget, François-Henri Toutain, Clément Afoumado, Dennis Fehse, Joanne Buckle, Somya Bansal, Angela Carbone, Nicola Biscaglia, José Silveiro, Bernhard König
This article provides an overview and analysis of healthcare system structures, financing models, access, cost trends, and key health challenges across seven countries (Belgium, France, Germany, Italy, the United Kingdom, Spain, and Switzerland), leveraging open data available in each market and Milliman's local expertise.
Article
24 July 2025 - by Joanne Buckle, Christine Fairall, Sinéad Clarke, Somya Bansal, Kunal Panjwani
Our latest analysis of SFCRs for the United Kingdom and Ireland shows gross written premium up 11%, combined ratios up 11 percentage points, and other trends.
Article
14 February 2025 - by José Silveiro, Angela Carbone, Daniela Antal, Joanne Buckle, Clément Afoumado
This article provides an overview of the mental health trends in five countries in Europe (England, Germany, Italy, France, and Spain), based on the study of public health data.
Article
12 November 2024 - by Joanne Buckle, Nicola Biscaglia, José Silveiro
Using clinical data algorithms can transform the way health insurers predict and manage medical claims and help keep premiums affordable.
Article
16 October 2024 - by Joanne Buckle
We share our evaluation of a U.K. insurer's methodology for quantifying potential financial impacts of care management initiatives.
Article
09 October 2024 - by Joanne Buckle, Somya Bansal, Kunal Panjwani
We provide some insights to the year-end 2023 SFCRs of selected health insurers with domestic medical insurance business in the United Kingdom.
Article
16 August 2024 - by Joanne Buckle, Rachin Aggarwal, Smriti Agarwalla
As regulations may allow India's life insurers to sell health indemnity insurance products, we review nine capabilities that market entrants will need to develop as they venture into a new sector.
Article
02 March 2024 - by Fanny Pouget, Jeremy Payen, Joanne Buckle, Adél Drew, Sinéad Clarke, José Silveiro, Aldo Balestreri, Tigran Kalberer, Menno van Wijk
We expect the gap to close between European (re)insurers, disclosures, and TCFD recommendations as a new format for sustainability reporting starts in 2025.
Article
09 February 2024 - by Joanne Buckle, Yujiro Otsuka, Diana Dodu, Nathan Smith
Generative AI has the potential to transform healthcare, so insurers need to understand the risks in order to determine how to use the tool for claims, products, and pricing.
Article
31 October 2023 - by Joanne Buckle, Somya Bansal
We offer some insights to the year-end 2022 SFCRs of selected health insurers with domestic medical insurance business in the United Kingdom.